We Simplify DeFi
You don’t need to know how DeFi works. You simply want it to work.
Nick Iliev, CEO @Changex
We’re employing a CeDeFi model, which takes the best sides of traditional finance and the incredible opportunities of blockchain technology.
Simple, yet Powerful
Tool to manage, invest, and grow your wealth on your own terms, so that you can focus on what matters most - your financial wellbeing and your vision for the future.
Meet The Experts
Blockchain, fintech, banking, and legal professionals pour their hearts into Changex
Nick has been breathing blockchain ever since 2014. Starting with mining, he then created the go-to crypto platform in Bulgaria, xChange.bg, in 2016. Nick also co-founded RocaPay, a crypto merchant payment gateway. He has a unique background in both IT and Finance with an MSc in Finance and MCSE/CCNP licenses.
Gary is a serial entrepreneur with 15 years of experience in management and business development. Co-founder of xChange.bg and Finexify, a DeFi investment fund with $6+ M AUM. He holds a BA in International Business Management from DeVos Graduate School.
Finance professional with vast experience in VC, M&A and FX. She oversaw, managed, and was instrumental in the growth of xChange.bg, the leading crypto platform in Bulgaria. She holds an MSc in Finance & Investments from Erasmus University Rotterdam.
Martin is a core developer at Bitcoin Gold, a blockchain speaker/advocate and an entrepreneur with vast experience in Startups and Fintech. Martin has also built Assetify, а service provider for crypto-backed loans and is leading 20+ developers focused on blockchain technologies.
Nikola is a co-founder and ideator of HydraChain (HYDRA) and CEO of LockTrip.com (LOC). He has seven years of experience with liquidity and HFT systems. He co-founded the Bitcoin7 exchange, top 3 by volume back in 2011. Nikola holds a BA in Business Administration from Portsmouth University.
Co-founder of LockTrip and Bitcoin7. Founder of xs-software.com, a gaming company with more than 50M registered players. Cofounder at Softuni.bg - an innovative IT education center with more than 300,000 students. He was listed in the European Forbes “30 under 30” as one of the most successful entrepreneurs in 2016.
Audit and compliance professional with experience in managing compliance risk in the private banking, wealth management, and cryptocurrency sectors. Petko holds an MSc in International Business Economics from KU Leuven.
Nino is an experienced marketing and business development professional who has specialized in digital marketing and B2B negotiations. Nino managed business operations at XS Software, and in 2019 founded his very own digital marketing agency - Contento.co. He holds a BA in Economics and an MBA in Digital Marketing from the University of Sheffield.
Dimitar is an experienced and versatile copywriter and marketing professional. He joined Changex at the beginning of the ICO and hasn’t stopped writing since. Dimitar handles UI and UX copy and our blog, crafts press releases, and comes up with fresh branding ideas. He holds a BA in Arabic studies from Sofia University.
The Advisory Board
He holds a BA in Arabic studies from Sofia University.As an M&A Banker at JPMorgan, he executed transactions with value in excess of $80bn. As an investment principal at Bedminster and NBGI PE,led investments in numerous transactions with cumulative IRR in excess of 75% and 50%, respectively.
Senior Banker with 25+ years of experience with Citibank, Banque Paribas and Challenger Capital Management. Served as CEO of Citibank in Bulgaria bringing the bank to #1 position. Held senior roles with Citi in London, Sao Paulo, Seoul and Tunisia.
Establish Legal entity
Secure Seed Investment from HYDRA & LockTrip
HYDRA SDKs for Swift, Kotlin and Go
Feb 28 - May 31
Subscription start with 3% deposit
100% subscription reached
Stage 1: Start Process for Obtaining Crypto License in Lithuania
Sign agreement for AML Services with Tier 1 Partner
Conduct Private and Public Sales
Open Beta of Changex wallet
Official release of Changex v1 wallet
Jun 1 - Jun 30
Subscription quota calculation & settlement
Crowdfunding Phase 3
CHANGE staking begins
Delegated Staking on HYDRA
In-wallet DeFi swaps
Support for min. 10 coins and tokens in wallet
Support for additional tokens
Third-party fiat on-ramp with direct fiat to crypto purchases
App reskin, new onboarding and improved UX
Integration of more staking pools and tokens
Integration of Arbitrum network
Integration of Binance Smart Chain and Polygon
Upgrades to the existing Fiat Gateway
Launch of SEPA IBAN for EU residents
Launch of EUR denominated debit card with manual top-up
Launch of fiat to crypto and crypto to fiat trading
Integration of Cosmos network
Integration of Stablecoin Lending Market and Leveraged Staking
Implementation of Earn product for stablecoins
Implementation of NFT wallet
Debit card services expansion to US and Southeast Asia
Integration of additional payment methods
Changex’s non-custodial wallet provides you with a fiat-crypto on-and-off ramp, an ever-growing list of assets, and passive income like never before. Your keys, your crypto - always.