Decentralized Personal Finance
For All
Manage, invest, and grow your wealth with a Euro bank account, access to crypto, and DeFi investment tools. Spend anywhere with the Changex Crypto Debit Card.
Mobile Banking In A DeFi Wallet
Send, receive, and spend Euro in 36 countries from your SEPA bank account, while keeping your crypto close. Pay for services. Shop. Changex removes the clutter while you focus on life.
Crypto-friendly banking for the new age
Banking in the Wallet
Simplify life with the world’s first true bank account integrated into a DeFi wallet.
Easy SEPA transactions
Receive your salary, send money to your family, or transact in 36 countries across Europe.
Security first
Changex will act as a licensed agent of one of the best Electronic Money Institutions in the space.
Revolutionizing Personal Finance One Community At A Time
Meet The
Changex
Debit Card
A centrally-issued bank card that works with your decentralized tokens.
Join the Waitlist
The Crypto Card That Changes Everything
Cash Out With Ease
Convert any in-app token to EUR in a few simple steps and use it wherever cards are accepted.
Spend While Earning
Use your Crypto Debit Card with your staked assets or staking rewards for normal spending.
Get More
Spend with your Crypto Debit Card to earn cashback and unlock various perks in the app.
Stay Efficient
Use your Crypto Debit Card with zero hidden fees - your money, your way.
Money That Never Sleeps
Earn passive income in the easiest possible way with DeFi’s most powerful investment tools.
Stake
Staking any Proof-of-Stake asset in Changex boosts your CHANGE staking APR. Stake more assets to stack your boost and retain access to the tokens with liquid staking.
Double Your APY
Use Changex's unique Leveraged staking product to amplify the staking rewards of any Proof-of-Stake asset by 1.2-2x and earn like never before.
Lend Stablecoins
Lend your stablecoins for 5-9.5% APR and power the Leveraged staking economy. Everything is completely decentralized.
Take Control Of Your Money
Changex’s non-custodial wallet provides you with a fiat-crypto on-ramp, an ever-growing list of assets, and passive income like never before. Your keys, your crypto - always.
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